A self-employed account
Electronic registration through government services with a digital certificate. After registration a bank account is opened.
Rahmat app / Self-employed and sole proprietors
For the self-employed and sole proprietors.
The Rahmat app has a self-employed account, QR and NFC payments, fiscal receipts and automatic payment of the 1% tax. The turnover limit is UZS 1 billion a year.
01 / Features
More than 100 permitted types of activity.
The line of work is chosen from a list in the app: retail, services, food, beauty, crafts, agriculture and more. After registration, a self-employed person or sole proprietor gets:
- A licence
- A bank account and a card
- The right to accept any payments legally
02 / Features for the self-employed and sole proprietors
Account, receipts, taxes and turnover.
Automatic tax payment
Every payment gets a fiscal receipt. The 1% tax is calculated and paid automatically under the law of the Republic of Uzbekistan.
Turnover on one screen
Revenue for the day, month and year. The self-employed turnover limit is UZS 1 billion a year.
Legal income
The official status confirms income, including for a loan application.
03 / Payments
Card payments by NFC and Rahmat QR.
Tap to Pay
Cards with a single tap
A phone with NFC accepts contactless card payments and works as a payment terminal.
- For taxi drivers, couriers and work on the go
- No terminal to rent: everything is in the smartphone
Rahmat QR
Payment by Rahmat QR
Rahmat QR accepts Uzcard, Humo, Visa, Mastercard, Click, Payme, Uzum: more than 15 payment methods in total.
- The QR code on the phone screen or printed for the till
- Money reaches the account right after payment
About Rahmat QR
04 / Payment acceptance
Scanner, link and cash.
The phone works as a payment terminal; no equipment rental is needed.
Customer QR scanner
The phone camera reads the QR code from the customer’s app.
Payment link
The invoice goes to the customer as a link in any messenger.
Cash
A cash payment is recorded in the app, and the fiscal receipt is created automatically.
Instant credit
Money reaches the account right after the payment.
05 / Fiscalisation and taxes
Fiscal receipts and a 1% turnover tax.
The Rahmat app handles receipts and tax calculation itself. Legal status makes it possible to take out loans and confirm income.
- An online receipt for the tax authority and the customer in a second
- Automatic calculation of the 1% turnover tax
- Help with paying the tax
06 / Withdrawals
Withdrawing money.
To the owner’s card
A transfer from the self-employed account to the owner’s card, instantly.
By bank details
A transfer to any organisation’s account by its bank details.
To the state budget
Payments to the state budget from the app.
07 / Registration
Status: self-employed or sole proprietor.
The Rahmat app offers two statuses:
- Self-employed — for individuals who do not hire staff.
- Sole proprietor — for those who plan to hire staff or grow the business.
08 / Getting started
Registration in the app in three steps.
- 01
Choose a line of work
Enter the line of work and the address where services are provided.
- 02
Complete online identification
Identification is done online, in the app.
- 03
Get the certificate and account
A registration certificate, a bank account and all the ways to accept payments are issued.
09 / Google Play and App Store
Rahmat on Google Play and the App Store.
Rahmat is available on Google Play and the App Store. The features for the self-employed and sole proprietors work in the same app as online banking.
10 / Questions and answers
Questions about self-employment.
Other questions — on 1865 or in the support chat.
1865 Support chatHow does online self-employed registration work?
In the Rahmat app, the line of work and the service address are selected, then online identification is completed. Registration is electronic, through government services; a digital certificate and a bank account are issued afterwards.
What is the difference between self-employed and sole proprietor status?
Self-employment is for individuals who do not hire staff. A sole proprietorship is for those who plan to hire staff or grow the business. Both statuses are chosen at registration in the Rahmat app.
Which tax does the app calculate?
A 1% turnover tax. The Rahmat app calculates and pays it automatically under the law of the Republic of Uzbekistan.
Is a payment terminal needed?
No. With Tap to Pay, a phone with NFC accepts card payments like a payment terminal, so there is no terminal to rent. Payments are also accepted by Rahmat QR, by link and in cash.
When does the money reach the account?
Right after the payment.
How is money withdrawn from a self-employed account?
Money goes from the self-employed account to the owner’s card, to an organisation’s account by bank details or to the state budget.
What is the self-employed turnover limit?
UZS 1 billion a year. Revenue for the day, month and year is shown in the app.
Where can the Rahmat app be downloaded?
On Google Play and the App Store. The QR code and links are on the app download page.
Rahmat app
Registration in the app.
The app is on Google Play and the App Store. Questions — on 1865.