Rahmat app / Personal

Rahmat online banking.

Uzcard, Humo, Visa and Mastercard cards in one app: card-to-card transfers, payments for more than 100 services and a shopping limit of up to UZS 25 million.

  • Card-to-card transfers: 0.1%
  • 100+ services to pay for
  • A limit of up to UZS 25 million
A woman in a café shows the Rahmat app home screen on a smartphone

01 / Features

Cards, transfers and payments.

Everyday payments in one app, with no queues at a cash desk.

01

All cards in one place

Uzcard, Humo, Visa and Mastercard cards are added to the app. The balance and transactions of every card are on one screen.

02

Card-to-card transfers

A transfer by card number at any time of day. The fee is 0.1%. A card can be topped up from other cards.

03

Transaction history

All card transactions in one feed. Income and spending are sorted into categories automatically.

04

Bill payments

Mobile, internet and utilities: more than 100 services in total, with no fee.

A smartphone showing an approved shopping limit in the Rahmat app

02 / Credit limit

A limit of up to UZS 25 million.

The limit is opened in the app, with no certificates and no bank visit. Purchases are paid in instalments at partner stores and by Rahmat QR.

  • Identification and a decision in a couple of minutes
  • Instalments over 3, 6, 9 or 12 months
  • Payments at partners and by Rahmat QR
  • The payment schedule in the app
Rahmat app screens: account balance, tax due and turnover limit

03 / Self-employed and sole proprietors

Self-employment in the same app.

The Rahmat app registers self-employed or sole proprietor status. The personal and work modes switch in one tap.

  • Payments by QR and NFC
  • A fiscal receipt and the 1% tax, automatically
  • Withdrawals to the owner’s card
QR code for downloading the Rahmat app

04 / Google Play and the App Store

Rahmat on Google Play and the App Store.

A phone camera reads the QR code: an iPhone opens the App Store, an Android phone opens Google Play.

05 / Questions and answers

Questions about the app.

Other questions — on 1865 or in the support chat.

1865 Support chat
What is the Rahmat app?

Rahmat is an online banking app for individuals: cards, card-to-card transfers, bill payments and a credit limit. For the self-employed and sole proprietors it has an account, payment acceptance and automatic tax payment.

Which cards can be added?

Uzcard, Humo, Visa and Mastercard. The balance and transactions of all cards are shown on one screen.

How much is a card-to-card transfer?

The fee for a transfer between cards is 0.1%. Payments for more than 100 services carry no fee.

How is the UZS 25 million limit opened?

The limit is opened in the app. After identification the decision comes in a couple of minutes; no certificates or bank visits are needed.

Where can the limit be spent?

At Rahmat partner stores across Uzbekistan and when paying by Rahmat QR. Purchases are paid in instalments over 3, 6, 9 or 12 months; the payment schedule is shown in the app.

How does one become self-employed in the Rahmat app?

The app asks for the line of work and the address where services are provided, then online identification follows. After registration a certificate and a bank account are issued. More on the page for the self-employed and sole proprietors.

Rahmat app

All payments in one app.

Cards, transfers, bill payments and tools for the self-employed. Questions: call 1865.

Download the appCall 1865